There are many misconceptions about credit repair. There are many companies out there marketing to folks telling them they can boost their score 200 points in a couple weeks. The fact is that many of those claims are not true, and the methods used are either unscrupulous, illegal or simply not real.
The following steps anyone can take in order to boost their credit score. (your credit score can be the difference between a prudent borrower qualifying to buy a house and not in this market)
1. Keep a 25% balance or …